Linking your checking account is the fast, free way to pay your refundable deposits (security, pet, cleaning, etc) at move-in. It’s also what enables us to more quickly refund your money at move-out (right back into your checking account!). A linked checking account is also required if you want to upgrade your free subscription to Blue so you can take an advance on your deposit and build your credit history.
Roost uses Plaid to establish a secure connection with your bank. Plaid is used by tens of millions of people to connect their bank to services like Venmo, American Express, and Chime.
If for whatever reason you don’t want to link your account, you can pay your deposit by credit card. And at move-out, you can get your refund via an old fashioned check in the mail.